Target MasterCard Gift Card is similar to Vanilla Visa Gift Card, But….

My order at Target.com arrived. It’s Target MasterCard gift card. When I placed the order, there were no purchase fee, and somehow REDcard 5% discount was applied (see detail here.) The back of the package says almost the same as one from Target Visa gift card.

Select any 4 digit PIN at first use………………………………………..Card issued by the Bancorp Bank…………………………..For card information, the Cardholder Agreement, refunds, or to request a replacement card, call 1-800-698-4952 or visit www.mybalancenow.com…………………………………

The only difference is that “pursuant to license by MasterCard International.” instead of “pursuant to a license from Visa U.S.A. Inc.” I can check the balance, reset PIN, and assign ZIP code in the same website, mybalancenow.com.

You can do the same things in the websites, vanillavisa.com and onevanilla.com, for Target Visa or MasterCard GCs, and vice verse. It means that all those cards, Vanilla, One Vanilla, Target Visa and MasterCard GCs, have all the same features.

So, I thought I could reload American Express Serve with these gift cards at Family Dollar. But, it failed. After I swiped the card and entered PIN, a PIN pad said, “invalid card number.” I tried another card, but it was the same result. Only a week ago, I loaded with Target Visa GCs at Family Dollar. So, unless POS system has changed since them, the problem is it’s MasterCard.

target mastercard gift card at family dollar

Well, now I need to spend all GCs by purchasing. When I visit Walmart, I will try to use the card at Walmart ATM. I don’t think it will accept it, but it is worth a try.

2 thoughts on “Target MasterCard Gift Card is similar to Vanilla Visa Gift Card, But….

  1. I had the same problem at FD. I think I’ll load them to Walgreen’s prepaid.
    Please update if you have success at Walmart, thanks.

    1. Not successful at Walmart.
      Thank you for mentioning about Walgreen’t prepaid. That was totally brand new information to me and very interesting.

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