Month: December 2015

Chime Offer Instant Cash Back on Amazon, some restaurants and more

New Chime offer is available: $2 instant cash back for Amazon purchases. You can earn $2 cash back when you spend $2 or more. If you don’t know about Chime card, click here.

chime offer amazon

It’s a no-brainer because you can redeem it by purchasing $2 Amazon gift card. If you want to use Amazon GC for yourself, just reload GC to cut the step of opening an email and copy&paste a code.

reload amazon gift card

There are also a few restaurant offers

  • Starbucks $1 instant cash back
  • Chick-fil-A $1 instant cash back
  • Panda Express $2 instant cash back

I remember I used Chime card and received cash back on Starbucks GC reload online. I checked the website today. The minimum for a reload is $10. 10%-discount on Starbuck GC is not really worth it. So, I will use it in-store by purchasing something cheap.

There are many other offers for cable and auto insurance companies, H&M, Express, J.Crew, and CVS. CVS offer is $2 cash back on $20 or more spent, but you don’t have to spend that much on merchandise because CVS gives you up to $40 cash back at the register.

chime amazon cvs

$200 eBay Gift Card available at Target.com

Target added $200 eBay gift card! They have been selling $25, $50, and $100 for quite a while. Now, $200 is the highest denomination available at Target.com. The limit is the same as other denominations, three ($200*3=$600) per day.

200 ebay gift card at target

In my experience, the higher denomination gift cards are, the better, easier, and less stressful regarding eBay gift cards, especially when redeeming them. If you used eBay gift cards before, you might have the same problem. Sometimes, they won’t take multiple gift cards. Say you have four gift cards and want to use them all for eBay purchase. A total balance of four gift cards would completely cover the amount of the purchase. You apply one by one. GC#1, #2, #3 has been applied without problem. But, after you apply GC#4, GC#1-3 are erased. Even if you try to re-apply GC#1, it won’t take it anymore. An error message in a red letter says, “This coupon or code (xxxx) is invalid. You’re not able to use it with this payment.” However, if you remove GC#4, GC#1-3 come back again. Sometimes, I can apply as many as seven gift cards. Sometimes, I can’t apply as few as two gift cards. It just happens at random.

The problem has nothing to do with the $5000-limit of redemption in 180 days. If you change an order you apply those gift cards, it may be successful. If you log out and in again, it may work, too. But, anyway, it’s very frustrating. If you have a single gift card that has enough balance to cover, you won’t have the problem. The gift card will have some remaining balance, but you can use it for the next purchase with another large amount of gift card. In my experience, the fewer gift cards you use, the more unlikely the problem happens.

Bestbuy.com also sell eBay gift cards, but it’s only $25. I never bought from Best Buy, but probably shopping portal sites won’t pay cash back for GC purchases at bestbuy.com. If you have credit cards that offer bonus rewards for electric stores purchase such as Citi Dividend (Q4 category) or US Bank Cash+, you can earn 5% cash back. And Best buy gives 2% back in bestbuy’s reward. When you consider all of them, you might as well get 7% off eBay gift card, but remember that many $25 GCs may be going to give you the problem many times.

Staples.com has the same $200 eBay gift card. And if you have Chase ink or Amex SimplyCash, you can get 5% or 5x reward for purchases at office supply stores. It’s the same deal as eBay GC purchase with Target REDcard at Target. However, category bonus of ink or SimplyCash has the limit (apply to purchases up to$25,000 or $50,000 per year) while Target REDcard’s 5% discount is unlimited! Plus, with one trick at checkout, it’s possible to get 3 to 5% more discount at Target.com.

eBay gift card is the most versatile gift card if you ask me. You can use it for almost all items on eBay. You can buy other stores’ gift card with it. And some gift cards are difficult to get with a large discount from GC exchange sites. You can get those gift cards with at least 5% discount + 2% ebay bucks. (e.g. BestBuy, Staples, and even Target GCs.)