The order I placed yesterday has been shipped. I bought MasterCard Gift Cards online, but Target didn’t charge a purchase fee and applied 5% REDcard discount.

I checked the site today. It seems that “No fee” deals has ended, but 5% REDcard discount is still available.

A purchase fee of a $100 MasterCard GC is $6, and REDcard discount is $5.30. So, it’s not a good deal unless if you can use other payment methods and still get 5% REDcard discount.

First, I changed the payment method into the other credit card. When I did, the page was automatically refreshed, and REDcard discount disappeared.

Next, I chose REDcard again to let it reappear 5% discount, and then clicked Target Gift Card. I entered numbers and clicked “save & continue.” 5% REDcard discount was still there. I got Target GCs with around 7% discount. So, if the order goes through, I will get $100 MasterCard GC for around $93!

From my experiences, I’m pretty sure that I would be able to place an order and receive a confirmation email. The point is, after that, whether or not Target would cancel the order.

I got canceled some orders of Visa GCs before. (I tried to buy Visa GCs with Target GCs.) I received a confirmation email and then a cancellation email minutes later. But this time, I guess the order will go through. That’s because REDcard discount doesn’t appear when Visa GCs is in the cart. That means MasterCard GCs are treated as a regular merchandise (at least for now.)

However, I decided not to order. If I didn’t order twelve GCs yesterday, I would be excited to perform this experiment. I don’t want any potential problem while twelve GCs are on the way.

I will perform the experiment some other time.