I applied for Chase business credit card called “ink Cash” in June 2013. The card has MasterCard logo on it. Almost at the same time, Chase changed the version of ink credit card from MasterCard to Visa. If you applied for ink credit card after July 2013, your card is probably Visa version.

The best benefit of ink credit cards is that you can earn 5% cash back or 5x reward points on the purchase at office supply stores, such as Staples, Office Depot, and Office Max. And Staples is one of merchants for another cash back program called Visa SavingsEdge. You can get 1% cash back on purchases of $200 or more at Staples, both in store and online.

When you buy $200 Visa or MasterCard gift card at Staples with a Visa-version ink credit card, you will get 1% cash back in addition to 5% cash back or 5x reward points from Chase Ultimate Reward. This offer is available through 12/31/2014. I couldn’t get this offer because my ink credit card is MasterCard version. To get this offer, I considered applying another ink credit card so I would get a Visa-version ink. However, in the last six months, I applied many credit cards and wanted to recover my credit score. So, I headed to a Chase bank and asked if they could change my ink card from MasterCard to Visa without affecting my credit score.

After a bank teller had spoken on the phone with a credit company for a few minutes, the teller told me I could and would receive a new card (Visa-version) by mail in 7 to 10 business days. Ten days later, I received a new one. Before I received the new card, Chase had transferred my account, balance, etc to the new card, so I couldn’t use my old ink (MasterCard-version) for several days. If you switch your card from MasterCard to Visa, you should go shopping before asking Chase.

Card numbers are changed, and expiration date is one year extended. A color of ink Cash credit card is sliver. MasterCard logo on ink card was red and orange, while Visa’s is shiny silver. Now my ink Cash credit card looks very plain and dull.