In March, PayPal Extras MasterCard has another special offer. It’s $20 back in statement credit when you spend $50 or more with PayPal Extras MasterCard by March 16th, 2015. Limit one statement credit per card.

It doesn’t say that transactions through PayPal are excluded. So, eBay purchase must be eligible.

But first, you will need to activate the offer by clicking a link in the email.

PP Extras offers these types of special offers at random. Unlike Amex Offers, a period for offers is short. And, you don’t know if you redeemed the offer correctly until you actually receive the credit or extra reward points, which takes one statement cycle or two. (They don’t send a confirmation email when you use the card.)

Last year, I had many special offers and redeemed them. However, because I didn’t keep a record of them, I am not sure if I received all the credit or reward. So, this year, I decided to keep it here, on this blog.

Several days ago, I received two statement credits for other offers. One is for this offer, and the other is for the offer from last year. I checked my emails, but they didn’t send any emails to notify me of having posted the statement credit. So, it’s important to keep a record in case you don’t receive the reward.

What’s better than Amex Offer

Rate – On average, the rate of reward of PayPal’s offers are better than Amex Offers. For example, the offer I just received is $20 back for $50 spent. It’s 40% back!

Easy to redeem – PayPal’s offers don’t specify stores to purchase. It has only minimum spend requirement. Please note that some offers exclude purchases through PayPal. But either way, it’s easier to redeem than Amex Offers.

What’s worse than Amex Offer

Numbers of offers – PayPal’s offers are much, much less than Amex Offers.

A period for offers – On average, it’s much shorter than Amex Offers. And, the only way to know new offers is to read emails. If you missed them, it’s more likely to lose opportunities to redeem the offers (because of a shorter periods of time.)

No confirmation emails – Both PayPal’s and Amex Offers need to active by clicking a link before you use the cards. After that, you don’t receive any emails from PayPal about that offer. Amex sends you a confirmation email right after you use the card. (If a reward of PayPal’s offer is an e-gift card, they send you email a few months later.)

Summary

Since PP Extras‘ offers don’t specify stores to make a purchase, anyone can redeem for sure. It’s important to check emails periodically in order not to miss the opportunity.