Author: admin

All About 1800flowers Gift Card

Posted on October 25, 2015October 25, 2015 by admin

Basic

1800flowers gift card is redeemable at 1800baskets.com, 1800flowers.com, cheryls.com, fanniemay.com, harrylondon.com, fruitbouquets.com, and thepopcornfactory.com. You may also use it to order by phone and purchases at participating retail stores. A physical card has no magnetic strip. It only has numbers printed on the back of the card. (19-digit of Serial Number and 4-digit of PIN without a silver scratch) Gift cards are redeemable for regular merchandises, not for another gift card or membership of free-shipping program.

Where to Buy

You can find discounted gift cards at gift card exchange sites, such as ABC-Giftcards and Raise. A discount rate is relatively high. It’s around 15% or more. However, the best place to buy is their own website. That’s because shopping portals pay cash back for purchases of gift cards. And it’s usually higher than GC exchange sites. Discover Deals offer 15% to 20% cash back.

How to Redeem

After you choose an item, shipping address, and a gift message, you will see a page as a picture below. Enter a serial number and PIN. And then click “Apply”.

GC redemption and Cash Back Eligibility

According to terms of DD for 1800flowers, gift card redemption is not eligible for cash back. When you make a purchase with a gift card through DD’s 1800flowers link, DD sends a confirmation email and even posts cash back, but cash back will usually be canceled in the next statement. But there may be a way to get around this. Click here to see more details of the online portal.

How many gift cards can be used per transaction

In checkout page, it says,

Limit one Gift Card, Voucher, Fresh Rewards Pass and/or Saving Pass per order. If you have any questions or you do not have your PIN, please call 1-800-993-1192 Monday to Friday from 8am-8pm EST for assistance.

But it’s not true. You can enter 2 GCs per order without any problem. When you enter numbers of 3rd GC, you will see an error message.

You can apply up to 2 gift cards per order. Call 1-888-216-0235 to apply more gift cards to your order.

It sounds you can apply more than 2 GCs if you call the number, but I haven’t done it yet.

Don’t throw the gift card until order was processed and shipped

Say you used two gift cards, the gift cards had enough balance to cover the entire purchase. When you apply a gift card, the website shows an amount they charge on the gift card and the remaining balance of it. Card#1 was redeemed the whole amount and now zero balance. They charged the rest on Card#2. However, gift cards are not charged when checkout. They will be charged when items are shipped. And most importantly, amounts they charge on gift cards are sometimes different from amounts you see at checkout. You believe that Card#1 was fully redeemed, but it may not be charged at all, and the whole amount was charged on Card#2, or they charge different amounts on the both gift cards. These things happened to me so many times. So, it is very important that you keep gift cards until your order was processed and shipped and then check the remaining balance of the gift cards.

Other deals

1800flowers has its own reward program called Celebration Rewards. You can earn 1 point on every dollar you spent. Every month, they issue Saving Pass if you earn enough points. A minimum is 200 pts and worth of $20. Simply put, it’s 10% back in point. Saving Pass is just like e-gift card. It has 19-digit of Serial Number and 4-digit of PIN, and you can use them in the same way as gift cards. But remember that there is an expiration date. Saving Pass is valid for 90 days after it’s issued, and points are valid for two years. You can earn reward points by purchasing gift cards, but not on redemption. Celebrations Rewards is common program among all participating brands including 1800baskets, Cheryl’s, Fannie may, harrylondon, fruit bouquets, and The popcorn factory.

Summary

You can use gift cards at all participating brands including 1800baskets.com, 1800flowers.com, cheryls.com, fanniemay.com, harrylondon.com, fruitbouquets.com and thepopcornfactory.com.
You can use up to 2 gift cards per transaction.
You can earn cash back from DD for the purchase of gift cards, but not on redemption (according to terms of DD.)
You can earn Celebrations Rewards points for the purchase of gift cards, but not on redemption (for sure.)

1800flowers and Shopping Portals and Partners

Posted on October 4, 2015October 25, 2015 by admin

Many portals offer a good rate for the purchase at 1800flowers.com. I personally and exclusively use Discover Deals for 1800flowers. The following information is only from my experience with DD. So, results may not be the same when you use other online shopping portals.

GC purchase

Purchases of 1800flowers gift cards are eligible for cash back. The gift card is redeemable at 1800baskets, Cheryls, The popcorn factory, Fanny May, and fruit bouquets, too.

GC redemption

According to terms of DD, GC redemption is not eligible for cash back.

Purchase with coupon

There are always some coupons available. When you click through 1800flowers link and use coupon, you may receive a confirmation email of cash back from DD, but it will be clawed back.

Others

Shipping, Tax, or other service fees are excluded. A confirmation email of cash back won’t be sent until an item is shipped or delivered.

6 Brands, 1 Account, 1 Checkout

In 1800flowers website, you can visit stores of other 5 brands, 1800baskets, Cheryls, The popcorn factory, Fanny May, fruit bouquets with 1-click on the tabs. When you enter 1800flowers first, then click the tab of 1800baskets, a web address is www.1800flowers.com/1800baskets-home. If you click other tabs, it’s the same, www.1800flowers.com/other stores name-home. Even if you buy a bucket of popcorn, a web address always starts with 1800flowers. If you enter the Cheryls website and then buy a fruit bouquets’ item, a web address always starts with www.cheryls.com.

You can take advantage of this fact when cash back rates of 6 brands are different. For example, when 1800flowers’ cash back rate is 15%, and 1800baskets’ is 20%. Even if you want to send flowers, you’d better enter the website via 1800baskets’ link. After you enter the website, go to 1800flowers by clicking a tab and check out normally. You will get 20% cash back although it is 1800flowers’ item. And a difference of cash back rate is NOT only thing you can take advantage……

Card Link Partner – Shop Your Way

There are two types of partner. One is the Card-link partner. When you purchase something at 1800flowers.com with linked credit cards, you will receive a reward of that partners program. SYW (Shop Your Way) reward program is a good example, and I believe it has the best offer of all. You can link up to 5 Visa and 5 MasterCard credit cards. When you use linked credit card at participating merchants, you will receive SYW points. SYW has many merchants as card-link partners. Rates vary by merchants. 1800flowers offer 20% back in SYW points. Other 5 brands also are all participating and usually offer the same rate. So, you don’t have to worry about which website to enter to check out. Around the end of 2014, the rate jumped up to 40%. If you bought $100 GC at that time, you’d earned $40 in SYW points (+$20 from DD, $10 in Celebration Rewards, and your credit card reward.) I like card-link partners very much because you can earn cash back from a portal at the same time.

Promo Code Partner – Rapid Rewards

The other types of partners issue promo codes. When you check out with a promo code, you will receive their rewards. Rapid Rewards is very popular, and it offers a relatively high reward for minimum spending requirements. Promo code (RR22) is always available. A minimum purchase is $29.99, and it gives 1000 Rapid Rewards points. And the points count towards Companion Pass (but not A-List, A-List Preferred.) Rapid Rewards sometimes offers temporary promo codes that offer more points. However, the points earned through these codes may not count towards Companion Pass.

Other Partners and Programs

There may be other partners from time to time. Around May 2015, Fuel Rewards Network was the card-link partner. At that time, you were able to get all rewards from DD, SYW, Rapid Rewards, and Fuel Rewards Network with a single transaction. (see details here)

1800flowers has its reward program called Celebration Rewards. You can get 10% back towards future purchases. You can earn the points even when you purchase GCs but can’t earn it when you redeem GCs.

New Amex Offer $10 back for the purchase of Amex Gift Card $200 or more

Posted on October 3, 2015October 14, 2015 by admin

New Amex Offers are available. I glanced all of them, and one is a really good offer.

Get a one-time $10 statement credit by using your enrolled Card to spend a total of $200 or more online at americanexpress.com/gift by 12/31/2015

I’m glad that all of my Amex credit cards have the offer. And, it’s funny!? Amex Serve also has the offer. I believe that Amex doesn’t accept GCs including reloadable prepaid cards. Last year, they offered exactly the same one for my credit cards and Serve. Redeeming the offer with credit cards was no problem, but I couldn’t do it with Serve because they declined the order and sent an email saying ” At this time we do not accept gift cards as a form of payment.” Money was on hold for around two weeks and returned. (see details here) Then, around two months later, Amex credited $10 to my Serve account as “Good Faith Credit” because they offered something that was impossible to redeem. (see details here)

Now, there is the same offer to my Serve card. What is going to happen this time when I use Serve for the purchase?

Probably, the order will be declined, and luckily get $10 good faith credit later or they don’t give me good faith credit this time.

Whatever it happens, I don’t lose money. So, I checked out $200 gift card with Serve via Topcashback (1.5%) portal. As I expected, I received an email of “You just used your Amex Offer” right away. And, 15 minutes later I knew that my order was approved. I was surprised. Last year, they said in the email, “At this time we do not accept gift cards as a form of payment.” So, do they accept GCs as a form of payment now? Can I use Amex GCs to buy Amex GCs?

If they accepted Amex GCs for Amex GCs purchases, and cash back from portals pays $2000 GC purchase, it would be great. For example, you order $2000 Amex GC via 1.5% cash back portal (say you have enrolled in premium shipping plan) and you use that GC for smaller denominations of Amex GCs purchases.

1st order: spend $2003.95 out of your pocket and earn $30 cash back
2nd order: spend $1003.95+$503.95=$1507.90 with $2000GC and earn $15+$7.50=$22.5 cash back
3rd order: spend $503.95 with $1000GC and earn $7.50 cash back
Now you have 4 Amex GCs, $1988.15 in total (2*$500, $496.05, and $492.10.) and earn $60 cash back!

However, the rule of cash back has changed recently. They pay cash back for the purchase of $200 or less. A purchase fee of $200 GC is roughly 2%. 1.5% cash back isn’t good enough to earn extra cash back.

Please note that I’m not sure that Amex accept Amex GCs for Amex GC purchase. And my order ($200 GC purchase with Serve) can be declined in the future.

Update 10/09/2015

$200 Amex gift card (the order placed on 10/3) has arrived on 10/6, and $10 statement credit has been posted on 10/9. So, they now accept Serve as a payment for the purchase of gift cards. What about other cards? Probably, they accept Bluebird as well, but what about Amex Gift cards. Can I buy a gift card with a gift card over and over? On the order placed on 10/3, I didn’t use a promo code to waive a purchase fee. That was stupid of me because cash back earned from Topcashback is only $3. It won’t even cover a purchase fee. I shouldn’t have expected cash back and just used a promo code. So, on my next order (paid with one of my Amex credit cards), I used a promo code. However, just in case I clicked Topcashback’s link. Then, I received email from them and saw $3 pending cash back posted in my account. I hope this won’t be clawed back.

Things You should know before buying Visa Gift Card from giftcards.com

Posted on October 1, 2015December 3, 2015 by admin

Visa gift cards are available to purchase online at giftcards.com. The highest denomination is $500, and a purchase fee is $6.95. (It used to be $4.95. It’s increased recently.) And they also charge a shipping fee. There are several options for shipping, and I will show the details later.

Update 11/18/2015, Giftcards.com removed $500 VGCs from the option about a month ago. The highest denomination of VGCs is now $250 with $4.95 activation fee.

Update 11/27/2015, Giftcards.com put back $500 VGCs! A purchase fee is the same, $6.95. I don’t know the exact date they were back.

First of all, I’ll show the details of the gift card itself.

Features

The card is issued by the Bancorp Bank. It’s the same bank as Vanilla brand gift cards, but the cards from giftcards.com are NOT Vanilla. You can use them at Walmart. So far, I have been using them for only reloading Amex Serve, and they were accepted at Walmart kiosk, Money Center, and Family Dollar.

Design

Your name, expiration date, and card# are embossed. On the top right corner, there is a small print “Gift”.But it’s so tiny that you can remove it by a knife, sand paper, or conceal it by a sticker.

The card needs an activation at giftcards.com or over the phone. You will see or be told a pre-set PIN at that time, and you can change it to your own PIN later. Unlike VGC from Staples, there is no way to register your name and address. I think it’s already registered because my name is on the card and accepted at Walmart. So, I don’t really care.

Fees

The minimum cost per card is $6.95 (purchase fee)+ $1.99 (USPS first class mail) = $8.94. Before they raised a purchase fee, there was always a promo code to waive a shipping fee (UPSP first class mail only), but I can’t find the code anymore. I think they stop offering free shipping codes. All I can see now are codes for free personalization or free greeting card. For your information, you can check current promo codes on the activation page of the website. Activate (Enter a card number of) any VGC from giftcards.com (it doesn’t matter if the card has been activated) and it shows one promo code. Refresh the page to have it changed to a different code. I used to do this until a free-shipping code showed up, but now it never shows up.

There are several other shipping options:

$7.45 USPS Delivery Confirmation
$16.56 FedEx Express Saver
$18.08 FedEx Two Day
$45.00 FedEx Priority Overnight

All these options are charged per order while $1.99-USPS First Class is charged per card. Now that they don’t offer a free-shipping promo code, you’d better order 4 or more cards and choose $7.45-USPS Delivery Confirmation. (There is no option of $1.99-USPS First Class when you added 4 or more cards to a cart, anyway.)

Besides, I had a bad experience with this option on the last order. I bought two $500 VGCs. A purchase fee was $4.95 per card back then, and shipping fee $1.99 x 2=$3.98 was weaved by a promo code. A week later, only one card arrived. I waited for another week, but the other one didn’t arrive. So, I sent an email to a customer service. They told me that I needed to pay $4.95 for a re-issue fee. I called the customer service to make sure, and their answer was the same. The envelope might be lost in transit. Or, it is possible that giftcards.com forgot to send one envelope in the first place. Either way, it is not my fault. But, I’m the one who has to pay the extra money. I don’t think it’s reasonable. So, I canceled the order and received a refund of $500 ($4.95 didn’t come back.)

From this experience, you should avoid $1.99-USPS First Class. Order 4 or more cards at a time and choose $7.45-USPS Delivery Confirmation. If you order four cards, the shipping cost is $1.86 per card. And a purchase fee is 6.95. The total fee is $8.81 per card. It’s expensive for $500 VGC, but “G-Money” will reduce the most of it.

G-Money

You can earn G-Money Points on every order at giftcards.com. Earn 1 point on every $1 spent. 1 point is worth 1 cent, and you can redeem for future purchases. That is to say, it’s 1% back loyalty rewards program. The points are redeemable at giftcards.com only. However, since you can redeem for VGC purchases, you can consider them as cash. And, a purchase fee and shipping fee are also eligible for the reward points. For example, when you bought four $500 VGCs with $7.45 USPS Delivery Confirmation, you pay $2035.25 and earn 2035 points. When you repeat this transaction, you earn and redeem around $20-worth of GMoney on every order. ($2035.25-20)/4=503.8125. The fee will be less than 1%!

Update 11/18/2015, A purchase fee, Shipping fee, and G-Money redemption are no longer eligible for G-Money. If you buy $250 VGC, you earn 250pts=$2.50. When you redeem this points on the next $250 VGC purchase, you will earn 247 or 248 pts. Here is the calculation of $250 VGCs version when you buy eight VGCs. A total cost will be $254.95*8+$7.45=$2047.05. You will earn $20-worth G-Money on the first order, but if you keep using G-Money for the following orders, you will earn a little less than $20 G-Money. But, let’s make it simple, say you earn $20 G-Money every order, you pay $2027.05. $2027.05/8=253.4375. As you see, the fee is now more than 1%.

Update 11/27/2015, I also found that there is 1% cash back deal from some shopping portals, Simply Best Coupons, ShopAtHome, and Panda Cash Back. I just checked out four cards via SBC’s link. However, it seems you can’t earn G-Money on VGC purchases, instead.

And, there is a promo code for free shipping. It’s valid for USPS First Class mail only. So, I don’t recommend using it.

Summery

Card#, expiration date, and your name are embossed on VGCs. The highest denomination is $500 with $6.95 fee. The cheapest shipping cost is $1.99-USPS First Class Mail. There used to be promo codes to waive this fee. It may be available sometimes in the future, but I wouldn’t use it. $1.99-USPS First Class Mail isn’t reliable. You’d better choose $7.45-USPS Delivery Confirmation. Giftcards.com offers their own rewards program. It gives you back 1% of every dollar you spend at giftcards.com. And most importantly, VGCs from giftcards.com are WM, TGT, and FD friendly.

PayPal Prepaid Payback Rewards for Sears and Kmart

Posted on September 4, 2015November 7, 2015 by admin

Overview

There are very useful rewards offers available on my two PayPal Prepaid MasterCard. They are for Kmart and Sears. In July, there were offers for the same stores, but this time, a little different. The offers in July were one-time deals. If you spent a little and earned a little cash back, the offer had finished. But this time, you can make many small purchases and earn cashback until the maximum amount of cashback reaches or the offer expires. If you want to know the basic of PayPal Prepaid MasterCard, click here.

Details of the offers

Kmart

Earn 5% Cash Back on all of your Kmart purchases until a $10.00 Cash Back maximum is reached! Offer not valid online. Offer expires 9/20/2015. Payment must be made on or before offer expiration date

It’s worse than the offer in July. It was 15% cash back and $20 maximum. However, this time, you can make as many small purchases as you like, and they are all eligible for the reward until a total amount of reward reaches $10. You can take an advantage of this. Since PayPal Prepaid is a debit card, you can get cash back at a register. When you buy an inexpensive item, get the maximum amount of cash back, and repeat, you will be able to earn $10 rewards for purchasing multiple inexpensive items. In theory, the rate of cash back could be an infinity. If your local Kmart store has self-checkout lanes, it will be easy and comfortable to do. My local Kmart doesn’t have one. So, I will buy some gas gift cards and ask cash back to a cashier. The rate of cashback will be approximately 10%.

Sears

Earn 10% Cash Back on all of your Sears purchases until a $45.00 Cash Back maximum is reached! Payment must be made on or before offer expiration date. If layaway** purchase, offer only valid on initial payment. Offer expires 9/20/2015.

It’s better than the offer in July. 10% is the same as the previous one, but the maximum amount of reward is more than twice, $45! (it was $20) Unlike Kmart, Sears always treats any debit cards as a credit card. I have never entered a PIN at Sears. Thus, I believe that you can’t get cash back at a register. Since 10% cash back is good, I already redeemed the offer by purchasing two $200 Visa gift cards and one $50 gas card. I spent $463.90 and earned $45 rewards. $400 (two $200VGC) will be back to my pocket via Amex Serve. So, I bought $50 gas card for $18.90. ($463.90-$400-$45)

What triggers Payback Rewards?

I don’t know exactly. All I can tell is that I have been using two cards in the same way (at the same stores like Walmart, CVS, and grocery stores.) A newer card that I applied this January has never shown a reward for Sears. An older card that I applied only three months earlier than the second one shows both Sears and Kmart offers. Maybe next time, I will get an offer for Sears on the second card, too. Both cards have been receiving a lot of offers, but many of them are useless. They are for restaurants or stores that their gift cards are available from resellers with more discount than Payback Rewards offers. I hope I will receive more offers for stores that sell other stores’ gift cards.

And, I guess categories of stores you use the card have nothing (or not much) to do with offers you receive. That’s because I received Sports Authority’s offer although I have never used the card at sporting goods stores, Auto Zone’s offer without using the card at auto parts stores. Another reason is that my Bank of America credit card (BackAmeri Deals) offered Sports Authority, Kmart, and Auto Zone at almost the same time.

Limit three cards per person

I already have two cards and opened 5% APY savings accounts on both cards. Now that my second account got full (deposited $5000, the balance exceeding $5000 will be 0.5% APY), it’s time to apply third card. If you apply one, please click this link to get $5 bonus. (Referral Code: 1156551218)

If you want to know the basic of PayPal Prepaid MasterCard, click here.

PayPal Extras MasterCard Back to School Promotion

Posted on August 10, 2015 by admin

New promotion on PayPal Extras MasterCard, it’s “earn $10 statement credit for $50 or more purchase, maximum $30 statement credit.”

So, you need to make three transactions of at least $50 to earn the statement credit. There is no restriction, such as “PayPal transactions are excluded.” So, eBay, online, in-store purchases, all transactions will be eligible for this promotion.

It has to be activated by click a link in an email as usual.

You should activate and make eligible purchases by 08/31/2015.

I’d like to spend the exact amount of $50 to optimize this offer. So, probably I will buy gift cards. I am thinking which one to buy. It’s better to buy gift cards that you can’t usually get much discount, such as gas cards, Walmart, Best Buy, Costco, etc…

Costco doesn’t accept MasterCard credit cards in-store but does accept online. If I make online purchases of three $50 Costco gift cards and then use them in-store, it’s like 20% discount on the next $150 purchase at Costco.

Since I still have time to redeem, I will try to come up with a new approach to take advantage of this offer.

A result of Q2 Discover Cash Back

Posted on July 18, 2015July 18, 2015 by admin

Background

I enrolled in Discover’s “Double All Cash Back” promotion last month. It’s a great promo they literally double all cash back you earn for twelve statement cycle. My promotion started on 6/12. Since then, I’ve been using their shopping portal (Discover Deals) more often. And it will be no problem to earn a full of Q3 category bonus. The bonus offers cash back for up to $1500 spent at home improvement, department stores, or amazon.com. I regularly spend more than $1500 at home improvement stores. Even if I don’t spend that much, I can buy third-party GCs at Lowes or VGCs at Sears to get a full of category bonus.

Last Quarter, however, wasn’t easy to earn. Q2 category bonus was restaurant and movie. First of all, I don’t spend very much on these categories. Second, if I seriously wanted to save more money, I would have bought GCs from GCs resellers with more discount. There are 10% or even 20+% off GCs for restaurants and movies. Thus, I used my Discover card only a few times at restaurants when I enrolled in “Double All Cash Back” promotion.

The promotion will give you another 5% cash back. So, I thought there might be a way to earn a full of bonus cash back effectively. After some research, I found Fandango might be used for this purpose. And I bought $50 e-gift card as a test.

Earn Cash Back on Discover 2nd Rotating Category 2015

I made some mistakes. I assume that Save ya accepts Fandango e-gift cards, but they don’t. And I couldn’t tell from recent activity at Discover website whether or not cash back would post. But I thought cash back from DD would most likely post because I received a confirmation email. So, I bought five $100 physical GCs. Since physical GCs took longer to arrive than I expected, I couldn’t buy more GCs in Q2.

Discover Double All Cash Back and Q2 Bonus Category

Result

Now that statement closed, I can see the result.

5% CBB- RESTAURANTS AND MOVIES + $28.07
SHOPDISCOVER 10% – FANDANGO.CO + $55.00

I spent $559.75 in total. Shipping cost and purchase fee ($9.75) is not eligible for cash back of DD. $55 came from $550 spent. It’s easy to confirm. As for 5% category bonus, $28.07*0.05=$27.99. It posted a little more because I spent a few dollars at a coffee shop. So, both of 5% category bonus and DD have been posted without a problem.

Lastly, It’s off-topic, but I wonder why they still use SHOPDISCOVER for some merchants in a statement while some of them are written as DDEALS in a statement. detailed rewars activity

Chime is not dead, $3 back on amazon purchase thru July 16th

Posted on July 15, 2015July 15, 2015 by admin

Several months ago, Chime stopped offering any rewards. There had been no offers in my account until last week. All of sudden, it came back and added new offers a couple days ago. And today, I saw my favorite offer available. It’s for amazon.com, $3 instant cash back, no minimum requirement. If you don’t know about this card, please click here to see details.

You can get $3 cash back by purchasing the exact same amount of e-gift card (not a physical GC because a minimum denomination of physical GCs is $10), or reloading your balance.

It ends tomorrow, July 16th. But, limited quantities are available. I believe it will be gone quickly. You’d better redeem right now!

Use Sears Credit Card and Gift Card for in-store purchase

Posted on July 12, 2015 by admin

Background

I went to Sears to buy an item that is eligible for VIP Choice Benefit coupon. (Click here to see details. It’s 2nd coupon in the post.) I have made lots of online purchases, but not in-store purchases. When I order something online, I know what to do to get a maximum discount or SYWR points. There are several methods. Using Sears credit card is one of them. Some items sold at Sears are eligible for 5% instant discount, especially items in Tools category. Paying with the credit card will give you 5% instant discount, but you don’t have actually to use it. You can pay a whole amount (which is 5% off) with gift cards or even SYWR points. (Click here to see how to do it.)

The item for VIP Choice Benefit coupon is eligible for 5% discount. Here is a screenshot of an online transaction of the final step.

As you see, you will get $8.50 discount. You can go ahead and pay with gift cards. The discount won’t disappear. The problem is that my account is blocked from online orders. So, I need to go to the store to use this coupon.

My Plan

I bring gift cards and the credit card to the store. And then I pay with gift cards for the most of the charge and pay with the credit card for the rest. I bought (1) $100 GC and (2) $50 GCs, total $200 in case the price was higher than the online price.

The Result

I didn’t get 5% discount. An instant discount of $10 is from Craftsman Club. 1600 pts is a base point. 222 pts is Sears credit card bonus. (Extra 1% point. excluding tax.). And 158390 pts is from VIP Choice Benefit coupon. (158390+1600=15990, 100% back in points) I don’t know about 20,000 pts. I think some coupon was automatically loaded and redeemed.

What should I do to apply 5% discount?

This time it wasn’t successful, but the other day, it worked. At that time, I was asked “How would you like to pay?” and I said, “Sears credit card, but I’d like to redeem all SYWR points I have.” Then a clerk pressed a key on a register and continued to check out. But I turned out that I had enough points to cover a whole expense. And a receipt was printed out without using the credit card and showed 5% discount applied.

From these experiences, a requirement for getting 5% discount would be:

Have a certain key on a register pressed by a cashier? That’s it?
Have a certain key on a register pressed by a cashier and pay a WHOLE payment with either GCs or SYWR points?

Multiple coupons and discount caused the discount wasn’t applied?

As for online orders, they are always successful. It doesn’t matter if you pay GCs or SYWR points, fully or partially. Since my account is blocked from making online orders, I need to go to the store to redeem the points I just earned. I will try another approach to get the discount then.

Chime Card offers are back

Posted on July 7, 2015 by admin

I got notification of Chime app on my cell phone today. I opened the app and checked it. It turns out to be for the transaction I made several days ago. Soon, I noticed that the app looked different. It looks more stylish and newer than before. (It may be just my imagination. I haven’t opened the app for a month or two.) I checked “Rewards” and found some offers are available.

As long as I remember, all offers disappeared on some day in March. The page of Rewards had been blank on both full website and mobile app since then. The following offers are available in my account. (I can only see the offers in the mobile app. The full website is still blank.)

….well. None of them interests me. But I hope they will continue to update new offers as they used to. Anyway, I’m glad that Chime is still active.

If you don’t know about Chime card, please click here.

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