Target REDcard 5% Discount on Gift Cards

I love Target. They sell everything. Since they start selling groceries, Target has been my favorite store I visit most frequently. I have REDcard which give you 5% discount on almost everything. Here is the list of items that 5% discount DOESN”T apply:

  • target redcardPrescriptions, Target Clinic services and Target Optical eye exams
  • Target gift cards and prepaid cards
  • Previous purchases
  • Target credit account payments, Target Debit Card cash back and cash advances on the Target Visa Credit Card
  • Target Commercial Interiors purchases
  • Gift wrap and shipping and handling charges on purchases
  • Where otherwise prohibited by law

From the list, I can clearly see that you can’t get 5% off on Target gift cards purchase, but what about other gift cards? What includes in “prepaid cards”? I had bought Boost Mobile’s refill cards and verified that 5% discount was applied on the purchases. I am not interested in other gift cards such as Starbucks, restaurant’s, and iTunes because you can easily find these gift cards with more than 5% discount on eBay. But, what about Visa and American Express gift cards?. Will I get 5% discount on these gift cards, too?

To check this out, I went online and added them to a cart, and chose REDcard as a payment method. As you see in the picture, REDcard discount doesn’t apply on Target or Visa gift card. .

discount on gift cards

And a purchase fee of Visa gift cards are expensive. $100 charges $6 purchase fee, and $100 is the highest denomination. Only Visa gift cards are available online. So, I went to the store to check the fee of American Express gift cards, but they are all the same. Here is a fee table of Visa and American Express gift cards being sold at Target

  • $100 Visa/Amex – $6 fee (6%)
  • $50 Visa/Amex – $5 fee (10%)
  • $25 Visa/Amex – $4 fee (16%)

Probably, all Visa and American Express gift cards being sold at Target charge at least 6% purchase fee. And also you can’t find any other bank gift cards at Target.

Here is a list of the other gift cards you can find at Target:

AT&T Go Phone
Apple ITunes
Bass Pro Shops
Boost Mobile
Xbox live
T-Mobile Prepaid
Microsoft Office
Nintendo Eshop
Texas Roadhouse
Southwest Airlines
Google Play
Harley Davidson
Einstein Brothers Bagels
Logans Roadhouse
Burger King
Spa Week
Olive Garden
Red Lobster
Buffalo Wild Wings
Coldstone Creamery
Red Robin
Ruby Tuesdays
Darden Restaurants
Cracker Barrel
AMC theatres
PF Changs
Verizon Wireless prepaid

This is not really a great selection, but keep in mind that Target has these gift cards, and you can buy with REDcard at 5% off price.

While I was poking around a shopping cart at, another question came up. Can I purchase Visa or other gift cards with Target gift cards? When entering billing information, all payment methods are choose-able. At that time, I didn’t have any Target gift cards. So, all I could do was check the box, and there was no error message so far. I really need to make sure of this. I will update a result in blog “Target Visa Gift Card Tips and Tricks

buy gift cards by gift card

target covert visa gift card

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