I love Target. They sell everything. Since they start selling groceries, Target has been my favorite store I visit most frequently. I have REDcard which give you 5% discount on almost everything. Here is the list of items that 5% discount DOESN”T apply:
- Prescriptions, Target Clinic services and Target Optical eye exams
- Target gift cards and prepaid cards
- Previous purchases
- Target credit account payments, Target Debit Card cash back and cash advances on the Target Visa Credit Card
- Target Commercial Interiors purchases
- Gift wrap and shipping and handling charges on Target.com purchases
- Where otherwise prohibited by law
From the list, I can clearly see that you can’t get 5% off on Target gift cards purchase, but what about other gift cards? What includes in “prepaid cards”? I had bought Boost Mobile’s refill cards and verified that 5% discount was applied on the purchases. I am not interested in other gift cards such as Starbucks, restaurant’s, and iTunes because you can easily find these gift cards with more than 5% discount on eBay. But, what about Visa and American Express gift cards?. Will I get 5% discount on these gift cards, too?
To check this out, I went online and added them to a cart, and chose REDcard as a payment method. As you see in the picture, REDcard discount doesn’t apply on Target or Visa gift card. .
And a purchase fee of Visa gift cards are expensive. $100 charges $6 purchase fee, and $100 is the highest denomination. Only Visa gift cards are available online. So, I went to the store to check the fee of American Express gift cards, but they are all the same. Here is a fee table of Visa and American Express gift cards being sold at Target
- $100 Visa/Amex – $6 fee (6%)
- $50 Visa/Amex – $5 fee (10%)
- $25 Visa/Amex – $4 fee (16%)
Probably, all Visa and American Express gift cards being sold at Target charge at least 6% purchase fee. And also you can’t find any other bank gift cards at Target.
Here is a list of the other gift cards you can find at Target:
AT&T Go Phone
Bass Pro Shops
Einstein Brothers Bagels
Buffalo Wild Wings
Verizon Wireless prepaid
This is not really a great selection, but keep in mind that Target has these gift cards, and you can buy with REDcard at 5% off price.
While I was poking around a shopping cart at Target.com, another question came up. Can I purchase Visa or other gift cards with Target gift cards? When entering billing information, all payment methods are choose-able. At that time, I didn’t have any Target gift cards. So, all I could do was check the box, and there was no error message so far. I really need to make sure of this. I will update a result in blog “Target Visa Gift Card Tips and Tricks“